Will I Run Out of Money?

business-owner

What's the scariest thing about thinking about your retirement?

The scariest thing about thinking about retirement? It's that nagging question that keeps people up at night: "Will my money actually last?"

After nearly 25 years of talking with almost 1,000 retirees, I've seen this fear come up again and again. People worry about maintaining their lifestyle, unexpected health costs, market volatility, and outliving their savings. The uncertainty can be overwhelming—especially when you're trying to plan for 20, 30, or even 40 years of retirement.

But here's what I've learned from all those conversations: the people who feel most confident aren't necessarily the ones with the most money. They're the ones who have a clear, personalised plan based on their actual situation.

That's why running a retirement simulation is so valuable. It takes your specific numbers. Your savings, expenses, Social Security, pensions, and goals. We will show you what your retirement could actually look like. No more guessing or losing sleep over "what ifs."

Ready to get clarity on your retirement? Complete our retirement simulation forms today. In just a few minutes, you'll get personalized insights into whether your money will last, what adjustments might help, and how to move forward with confidence.

Don't let fear and uncertainty control your retirement planning. Take the first step toward peace of mind—Start the retirement simulator and let's create a roadmap for the retirement you deserve

 

   

 

When you request your simulation, you will be directed to provide us with your basic financial details required to give you an accurate estimate. 

Once you provide the required inputs, our custom-built simulation will determine your estimated success rate of retiring successfully.

 Our staff will review these results and them and our feedback in a basic presentation for you to keep.

We suggest you then take the time to review these results and investigate any suggestions before accepting our invitation to book a chat to review them with our team. 

Normally this would cost $1,100 but for a limited time it will be complimentary to those who provide us with the required information to make the simulations.

See worked example below

Screenshot sim
ex-pat

AMGENT Retirement Simulation

Our process is to simulate up to 1,000 potential financial scenarios that could happen to you during your retirement.

Our models will show you the probabilities of you outliving your retirement funds or your retirement funds outliving you. 

Learn more about AMGENT Wealth Management Process
What is the AMGENT Retirement Simulation?

 It’s a simple, easy-to-use online tool to help you see how your business, superannuation and other investments might work together for your retirement. It shows different scenarios so you can plan smarter.

How accurate is the simulation?

While the tool uses current market data and tax rules, it’s an estimate—not a guarantee. It’s designed to give you a clear idea of your likely retirement income and options, but for tailored advice, we recommend a chat with one of our advisers.

Who should use this simulator?

This simulator is perfect for Small to Medium Business owners, Professionals, UK expats in Australia, Aussie pre-retirees, or anyone looking to understand how transferring or managing their super and investments can better impact their retirement.

Do I need to provide personal financial information?

You only enter information you’re comfortable sharing.

The simulation works with basic details like age and savings estimates to keep things simple and confidential.

However, as a general rule for most programs. Garbage in will always produce garbage out. We would suggest you provide the most up to date and accurate information you canto get the most out of the simulation.

How long does it take to get results

Once you enter your details, our staff will review and request or confirm information.

The simulator usually takes less than a minute to generate your retirement outlook. However, in the past we have found the whole process may take a week or so to complete.

Can this tool help me retire earlier?

Yes! By showing you different contribution and investment scenarios, it can highlight ways you might accelerate your retirement goals. This is why we built it.

Is my data safe?

Absolutely. Your privacy matters to us. Any information you provide stays secure and is never shared without your permission.

What if I have questions after using the simulation?

You can easily get in touch with one of our expert advisers to discuss your unique situation and next steps.  

Am I under any obligation to AMGENT Wealth Management

No, absolutely not.  However, as a warning. We find once people experience how AMGENT works, more often than not the continue to work with us on an ongoing basis. This tool allows both parties to see if they can work together moving forward.

Ready to secure your Retirement? just add your details below for an instant result FREE.

  • family
  • business-owners
  • home-feature
AWM-Master-Logo-White

Retirement Simulation

*This should not be confused with comprehensive personal financial advice taking into consideration all of your personal circumstances, goals and or objectives.

Ben Waite -  Authorised Representative No. 001004141 & Amgent Wealth Management Pty Ltd, CAR No. 001318113 (‘Amgent Wealth’) 
which is a Corporate Authorised Representative of Spark Advisors Australia 
Pty Ltd ABN 34 122 486 935 AFSL 380552. 

Financial Service Guide